Travel Insurance

Travelling is an exciting adventure that allows you to explore new places, cultures, and experiences. However, unexpected events can turn your dream trip into a nightmare. This is where travel insurance comes into play. 

As an insurance aggregator in India, Digibima understands the significance of this policy in ensuring a smooth and worry-free journey. In this comprehensive guide, we delve into why it is crucial and how it can safeguard your travel plans.

Why Travel Insurance is Essential

1. Medical Emergencies Abroad

Healthcare costs in foreign countries can be exorbitant, and a sudden illness or accident can lead to financial strain. For instance, if you suffer from food poisoning during your trip to Thailand, your travel insurance will cover the hospital bills and medication costs.

2. Trip Cancellation and Interruption

Life is unpredictable, and sometimes unforeseen circumstances can force you to cancel or cut short your trip. Whether it’s a family emergency, a natural disaster, or a sudden illness, it covers all non-refundable trip costs. 

For example, if you need to cancel your trip to Europe due to a family emergency, your plan will reimburse the pre-paid expenses such as flight tickets and hotel bookings.

3. Lost or Delayed Baggage

Losing your luggage or experiencing baggage delays can be incredibly stressful, especially if you are in a foreign country. These policies provides compensation for lost, stolen, or delayed baggage, ensuring that you can purchase essential items and continue your journey without major disruptions. Imagine landing in New York for a business trip only to find that your luggage has been delayed. Your travel insurance will cover the cost of buying clothes and toiletries until your baggage arrives.

4. Personal Liability

Accidents can happen, and if you accidentally cause damage to property or injury to a third party, it can cover the legal expenses and compensation claims. For example, if you accidentally damage a rental car in Spain, your policy can help cover the repair costs and any legal fees involved.

5. Travel Delays

Flight delays and cancellations are common, and they can disrupt your entire travel itinerary. Travel insurance compensates for the additional expenses incurred due to travel delays, such as accommodation and meal costs. If your flight from Delhi to London is delayed by 12 hours, your policy will reimburse the expenses for meals and hotel stays during the delay.

6. Emergency Evacuation and Repatriation

In case of severe medical emergencies or natural disasters, it even covers the cost of emergency evacuation and repatriation. If you need to be airlifted to the nearest medical facility or brought back to India for treatment, your plan will handle these expenses.

How Digibima Can Help

Expert Guidance

At Digibima, we offer expert advice tailored to your travel needs. Our team of experienced advisors helps you understand the nuances of different plans and assists you in making an informed decision.

Comprehensive Comparison

We provide a detailed comparison of various plans available in the market. By comparing features, benefits, and premiums, you can select the plan that best suits your requirements.

User-Friendly Platform

Our platform is designed for ease of use, allowing you to explore, compare, and purchase travel insurance plans from the comfort of your home. With just a few clicks, you can access detailed information about different plans and make a well-informed choice.

Customer Support

Digibima’s dedicated customer support team is always ready to assist you with any queries or concerns. From understanding policy details to managing claims, we are here to support you at every step.

Real-Life Example

Consider Priya, a 30-year-old marketing executive from Mumbai. Priya planned a solo trip to Europe and decided to purchase insurance through Digibima. During her trip, she fell ill and needed hospitalisation in Paris. Thanks to her farsightedness, all her medical expenses were covered, ensuring she received the necessary treatment without financial worry. 

Additionally, when her return flight was cancelled due to bad weather, her policy reimbursed the extra accommodation costs. Priya’s experience underscores the importance of having comprehensive travel insurance for a hassle-free journey.


Travel insurance is an essential component of any travel plan, providing a safety net against unexpected events that can disrupt your journey. With Digibima’s expert guidance and comprehensive platform, finding the right plan is easier than ever. Ensure a hassle-free and enjoyable travel experience by securing your trip with a robust travel insurance policy from Digibima.

FAQ Section

Q1: What does travel insurance cover?
A1: It typically covers medical emergencies, trip cancellation, lost or delayed baggage, personal liability, travel delays, and emergency evacuation.

Q2: Do I really need travel insurance for short trips?
A2: Yes, even short trips can be disrupted by unforeseen events. 

Q3: How do I choose the best travel insurance plan?
A3: At Digibima, we help you compare various plans based on features, benefits, and premiums. Our expert advisors provide personalized recommendations to help you make an informed decision.

Q4: Can travel insurance cover pre-existing medical conditions?
A4: Some plans offer coverage for pre-existing conditions, but it’s essential to disclose these conditions and check the policy terms before purchasing.

Q5: How do I file a claim with my travel insurance?
A5: Contact your insurer’s customer service or claims department. Provide necessary documentation, such as medical reports or receipts, and follow the claims process outlined in your policy.