Welcome to Digibima Insurance Web Aggregator Pvt Ltd (“Digibima”, “we”, “us”, or “our”). By accessing or using our website (the “Site”) and services (the “Services”), you agree to be bound by the following Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our Site or Services.
1. About Us
Digibima is a licensed Insurance Web Aggregator (IRDAI License No.: IRDAI/INT/WBA/76/2023) in India, offering users comparative information and access to insurance products provided by various insurers. We do not underwrite any insurance policy. Our role is limited to displaying product features, premium rates, and facilitating the purchase process through our platform.
2. Eligibility
By using our website, you represent that you are:
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At least 18 years old;
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Legally capable of entering into binding contracts;
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Using the Services for personal or commercial purposes permitted under Indian laws.
3. Use of Services
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You agree to use our Site only for lawful purposes and in a manner that does not infringe the rights of any third party.
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You must not misuse our Site or attempt to gain unauthorized access to our systems or data.
4. Accuracy of Information
While we strive to ensure all information provided on our platform is accurate, we do not guarantee the accuracy or completeness of the data presented. Users are advised to verify policy details directly with the respective insurance providers.
5. Third-Party Services
Our Site contains links to third-party websites, including insurance companies and partners. Digibima is not responsible for the content, privacy practices, or terms of these third-party platforms.
6. Communication Consent
By using our services, you consent to receive transactional and promotional communications from Digibima via SMS, voice calls, email, WhatsApp and other electronic or telephonic means. These communications may include reminders, product information, policy updates and promotional offers. You may opt out of promotional communication at any time by following the unsubscribe instructions in the message.
7. Intellectual Property
All content on the Site, including text, graphics, logos, and software, is the property of Digibima or its licensors and is protected by applicable intellectual property laws. You may not reproduce, modify, or distribute any content without our prior written permission.
8. Limitation of Liability
Digibima shall not be liable for any indirect, incidental, or consequential damages resulting from:
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Use or inability to use the website;
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Any unauthorized access to or alteration of your data;
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Actions or omissions of third-party insurers.
9. Indemnity
You agree to indemnify and hold harmless Digibima, its directors, officers, employees and agents from and against all liabilities, damages and expenses arising out of your use of the Site or violation of these Terms.
10. Modifications
We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Continued use of our Site after such changes constitutes your acceptance of the revised Terms.