Q1: Is there any maternity insurance with no waiting period?
Aman Patni2024-08-27T18:56:26+05:30Most maternity insurance policies come with a waiting period, typically ranging from 2 to 4 years. It's rare to find a policy with no waiting period, so it’s important to plan ahead and purchase a policy well before conceiving.
Q2: Can I buy maternity insurance when I am already pregnant?
Aman Patni2024-08-27T18:55:41+05:30Buying maternity insurance after pregnancy is typically challenging because most insurers consider pregnancy a pre-existing condition. While some insurers may offer limited coverage, it's usually best to purchase a policy before conceiving to ensure full coverage.
Q3: Is a second childbirth covered under maternity insurance?
Aman Patni2024-08-27T18:55:07+05:30Yes, many maternity insurance policies cover up to two childbirths. However, the specifics can vary between insurers, so it’s important to confirm this detail when purchasing your policy.
Q4: Does maternity insurance cover newborn babies?
Aman Patni2024-08-27T18:54:26+05:30Yes, most maternity insurance policies provide coverage for newborns, including medical expenses and vaccinations, typically up to 90 days after birth.
Q5: Is pregnancy considered a pre-existing condition under health insurance?
Aman Patni2024-08-27T18:53:16+05:30Yes, pregnancy is generally considered a pre-existing condition, which is why many insurers exclude coverage for maternity expenses if the policy is purchased after conception.
